Budget & subscription tracker — no bank linking required.
The average American spends $329/month on subscriptions and 42% are paying for services they've forgotten. Steady shows you the truth — without touching your bank credentials.
They all want your bank password. Then they break, miscategorize, and charge you $100/year for the privilege. Mint died. Yodlee got sued. You deserve better.
YNAB, Monarch, and Copilot require Plaid or Yodlee. Connections break weekly. Credit unions get blocked entirely.
YNAB costs $109/yr. Monarch costs $99/yr. Copilot costs $100/yr. For what amounts to a spreadsheet with colors.
42% of people pay for at least one subscription they've completely forgotten. No app makes this cost feel real enough to act.
500+ BBB complaints. Unauthorized charges of $88–$300 from bill negotiation fees. 1.6 stars on PissedConsumer.
Open → type amount → tap category → done. The Quick Add flow is designed for speed. Smart merchant suggestions auto-fill from your history and even select the right category for you.
"Your subscriptions cost $329/month — that's $3,948/year. That's the same as 4 flights to Cancún, 658 lattes, or 10 months of groceries." Shareable. Visceral. Drives action.
Only in SteadyNot just income minus expenses — Steady projects upcoming subscription renewals through month-end and subtracts those too. Know exactly what's safe to spend today.
Only in SteadySorts your subscriptions by how often you actually use them. Highlights services you marked as "rarely" or "never" used — with their annual cost and a direct link to cancel.
See every upcoming subscription renewal on a calendar. Know exactly what's hitting your account and when. Color-coded urgency for charges due within 3 days.
Manual entry by design, not limitation. Your financial data never leaves your device. No aggregators, no Plaid, no data harvesting, no lawsuits.
| Feature | Steady | YNAB | Rocket Money |
|---|---|---|---|
| No bank linking required | ✓ | ✗ | ✗ |
| Subscription cost visualizer | ✓ | ✗ | ✗ |
| Safe-to-spend with sub projections | ✓ | ✗ | ✗ |
| Cancel audit by usage | ✓ | ✗ | ✓ |
| No account required | ✓ | ✗ | ✗ |
| iOS + Android | ✓ | ✓ | ✓ |
| Price | $14.99/yr | $109/yr | $84–$168/yr |
Full expense tracking, unlimited — free forever. Premium adds smart features.
No bank password. No account. No tracking. Just clarity.